6 Common Types of Car and Commercial Truck Accident Claims
According to the Missouri State Highway Patrol, 3,185 people were injured in commercial truck accidents in 2014, and another 47,977 people were injured in passenger vehicle accidents. Commercial truck and car accidents happen in the blink-of-an-eye, for a number of reasons, so if one should happen to you, it is important to know what steps should be taken following an accident.
It is critical to seek immediate medical attention, and to document everything if you’re able to. Things to document from the crash are skid marks, debris from the accident, and photos of any other injuries that you sustained. You’ll also want to get witness testimonies. The negligent driver’s insurer (if they have one) will attempt to get a statement from you immediately following the accident to get you to settle for a lower amount in damages if you were partially at-fault, but it is important to be silent and not give them any information. You should then contact a Car Accident Lawyer or Commercial Truck Accident Lawyer to protect your rights during this critical time.
Below, we’ve has put together a list of the most common types of car accident and commercial truck accident claims following a collision.
1. Medical Expenses from Injuries Sustained from the Accident
The cost of injuries after an accident includes any medical bills that occur due to the car or commercial truck accident. The negligent party will reimburse any hospital visits, ambulance rides, physical therapy, and so on. In Missouri, compensation for medical damage following an accident includes compensation for present and future injuries related to the accident. It’s important to keep track of any medical expenses following an accident to prove these expenses. A car accident lawyer or commercial truck accident lawyer will know what to do with this evidence and represent your case against the negligent driver and their insurance company.
2. Pain and Suffering Stemming from the Incident
Pain and suffering refers to emotional or mental stress that is brought on by a car accident or commercial truck accident and the injuries and damages associated with it. To prove pain and suffering following an accident, it is essential to document and estimate the degree of your pain and suffering with a personal injury lawyer. The amount received from these claims can vary, but a personal injury lawyer will make sure that you receive the most for your pain and suffering after a car or commercial car accident.
3. Lost Wages from the Accident
Following an accident, various injuries can prevent a person from working. To prove lost wages from an accident, it is necessary to gather evidence of past earnings, document any medical or therapy expenses that stemmed from the accident, and to consult a personal injury lawyer. Our attorneys will take the evidence that you’ve documented and fight for your lost wages against the negligent driver and their insurance company to ensure that you will receive compensation for any lost wages that you have experienced due to the car or commercial truck accident.
4. Loss of Affection from a Car or Commercial Truck Accident
Car and commercial truck accidents can result in lasting damages. “Loss of Consortium,” or loss of affection and companionship, is when someone close to the injured party (spouse or child) claims that there has been a loss in their involvement in their relationship. This can involve the injured party neglecting parenting duties after an accident, relationship duties with their spouse, or any altered plans that the injured party previously intended to keep. For example, an injured spouse planning to have kids with their spouse before a car or commercial truck accident, and then due to injuries from the accident, not being able to have or take care of kids due to injuries. This can be proved by our personal injury lawyers, but it is important to keep in mind that there is a statute of limitations on these claims. In Missouri, the statute of limitations is five years, and claims must be made within five years of the accident, or they will not be valid in court.
5. Vehicle Damage
Missouri is an “At-Fault” state. This means that if someone is in a car accident, it has to be proven that it is “more likely than not” that the negligent driver caused the accident. Proving that a driver is at-fault in an accident requires the injured party to document the scene of the crash, show that the other party caused it, and then file a claim with their insurance company and our Car and Commercial Truck Accident Lawyers. Our attorneys will deal with the insurance company, and make sure that you’re entitled to everything you deserve from the negligent party and their insurance company following the accident.
6. Personal Property Damage
At the time of an accident, not only can someone recover damages for their vehicle, but they can receive damage compensation to any personal property that was inside of the vehicle. It is not typically covered under a standard auto insurance policy. These damaged items can be added to a car accident claim by an experienced legal attorney to be reimbursed by the negligent party in the accident.
Contact Our Car Accident and Commercial Truck Accident Lawyers Today
While the list above breaks down the different types of car accident claims that can be made following a car or commercial truck accident, this is by no means a full list. I hope that the information I listed above has made things a bit more clear for you following your car accident, and has provided a good starting point for filing a claim with a car accident or commercial truck accident lawyer. Each car or commercial truck accident case varies, so it’s essential to contact a legal representative to handle your personal case. As always, you can contact the Dixon Injury Firm at (314) 409-7060, 855-40-CRASH 24/7 for a free consultation and case review today.