What Do You Do If Your Car Was Hit While Parked?

By Chris Dixon


If after a long day at work you walk out to your car and find that someone hit your car while it was parked in the parking lot, this can ruin your evening but it doesn’t have to entirely. If you act quickly and gather information about the accident, call the police and hire a parking lot accident lawyer who knows your state’s traffic laws, you can potentially recover damages and be eligible for compensation.

Act Quickly

You may feel frantic and frightened after finding out that someone hit your parked car, but you need to set aside those feelings for a little while and take charge in the moments after finding out about your damaged vehicle. Call the police and get them to the scene of the accident. If the person who hit your car while it was parked is still there, the police will gather a statement from them, document the scene and create an official police report. Swap contact information with the other driver yourself and be sure to get their insurance information so that you can file a claim against them for your damages later on with your lawyer. Take your own pictures of the scene, talk to witnesses and collect other evidence from the scene of the accident. If you’ve been injured, you need to see a physician and make sure that you are treated and that a medical report is filed on your behalf. Take all of this information, including copies of the police and medical reports, and call your car accident lawyer so that you can file an insurance policy claim against the other driver that hit your car while it was parked.

Get Informed About Your State’s Traffic Laws

It doesn’t matter if you think that you can handle your parked car accident claim yourself, you need to call an attorney immediately after finding out that your car was hit. Your lawyer more than likely knows more about your state’s traffic laws than you do and will know how to negotiate with the negligent driver’s insurance company to your advantage. Your car accident attorney has probably handled cases similar to yours, so they’ll know how to bring swift justice if your car has been hit by another driver while parked. Most states follow the at-fault rule of ‘fault’ and if your lawyer can prove that the other driver is liable for hitting your car, you can receive medical, pain and suffering and lost wages damages for your suffering. If you live in at-fault state, you unfortunately won’t be able to sue the at-fault driver, but you can file a claim against your insurance company for your damages. Your lawyer can tell you which ‘fault’ rule your state follows and help you make an insurance policy claim, either against your insurance company or the other driver’s, to get the most in compensation for your car being hit while parked.

Missouri Traffic Laws and Consequences for a Hit-and-Run

The state of Missouri is an at-fault state and follows the negligence law of ‘Pure Contributory Negligence’. If you are in Missouri, your car has been hit while parked and you know who it is that hit your car, you can recover damages from the other driver. If you do not know who hit your car but have evidence from the scene of the accident such as pictures of your vehicle’s damage, a photo of the other car driving away, their license plate or caught a glimpse of the driver, you can use this to file an insurance claim with your local lawyer. Your lawyer will talk to you about your case, decide what damages you should claim, help you write a demand letter and file an insurance policy claim for the parked car accident. If someone is found to have hit a parked car in Missouri and they drive away from the scene, they can face prison time, steep fines and fees and their insurance rate is likely to go up by at least 87%. This sum of fines and fees is in addition to damages that are owed to the non-liable driver.

Speak with a Lawyer About Your Parked Car Accident Case

Even if you think that you can’t afford it, that you don’t have a case because the at-fault driver drove away from the scene or you have any other doubts after your car was hit while parked, call a car accident lawyer immediately. Your lawyer can give you peace of mind knowing that your case is in good hands and being taken care of. Your lawyer will help you file a powerful insurance policy claim, negotiate with the insurance company until you receive a satisfactory settlement and make sure that you’re happy with the outcome of your parked car accident case. If you are in search of an attorney, but don’t know how to find an experienced local attorney you can trust, contact the Dixon Injury Firm and let us fight for your parked car accident claim today.

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