St. Louis Uninsured Motorist Lawyer

What Happens If the Other Driver Has No Insurance?


The Uninsured Motorist Claims Lawyers of Dixon Law provide the greatest level of care and legal guidance for St. Louis and Missouri residents. When you or someone you love has been the victim of a uninsured motorist accident, and you’ve suffered severe injuries and have lost work and wages because of those injuries, you need a uninsured motorist claims lawyer to protect your interests. The Uninsured Motorist Claims Lawyers at Dixon Law can guide you through your uninsured motorist accident case and see to it that you and your family are provided for during this trying time. Whether you need financial assistance because of loss of work, medical bills, or to pay for the costs of recovery associated with any injuries sustained because of the accident, Christopher R. Dixon and the Dixon Injury Firm can and will provide you with expert uninsured motorist accident legal guidance.

When you or someone you love has been in uninsured motorist accident and needs a uninsured motorist claims attorney, you need the best in the industry. Christopher R. Dixon and the St. Louis Car Accident Attorneys of Dixon Law strive to provide the best results possible. Christopher R. Dixon is recognized as a Top 100 Trial lawyer by the National Trial Lawyers Association and a Life-Time Member of the Million Dollar Advocates Forum, and when you choose Chris for your legal guidance and counseling for a uninsured motorist accident case you will be taken care of.

Are you and your family protected from dangerous uninsured motorists? All too often Missouri residents are injured by people who do not have motor vehicle liability insurance available to cover the harms and losses inflicted in an auto accident. If you are injured by another driver in the State of Missouri who does not have auto liability insurance, it is crucial that you are prepared.  A lack of preparation may result in financial ruin.

If you or someone you love has been hurt or killed as a result of a crash involving an uninsured motorist, St. Louis accident lawyer Chris Dixon can help. Christopher R. Dixon is recognized as a Top 100 Missouri Trial Lawyer by the National Trial Lawyers Association and a Life-Time Member of the Million Dollar Advocates Forum.

Missouri Financial Responsibility Law

Missouri law mandates that all motor vehicle drivers carry some form of automobile liability insurance coverage. It is against Missouri law to operate a motor vehicle on Missouri roadways without liability insurance. The Missouri Financial Responsibility Law, Chapter 303 of the Revised Statutes of Missouri, governs auto insurance coverage in Missouri. Section 303.025 (1) RSMo., states as follows: “No owner of a motor vehicle registered in this state, or required to be registered in this state, shall operate, register or maintain registration of a motor vehicle, or permit another person to operate such vehicle, unless the owner maintains the financial responsibility which conforms to the requirements of the laws of this state.” In addition Section 303.025 (3) RSMo., makes it a class C misdemeanor for anyone who fails to comply with the Missouri Financial Responsibility Law. Despite the stern language and misdemeanor penalty, it comes as no surprise that many drivers continue to take the risk of driving without auto insurance. The Missouri Department of Revenue maintains detailed explanations and useful navigation of Missouri Insurance Laws.

If you operate a motor vehicle in the State of Missouri and hurt another driver, you are responsible for the harm regardless of whether or not you carry automobile insurance. However, if the uninsured driver does not have another means of reimbursing you for your harms and losses, you may have to shoulder the financial burden alone. To protect against this exact scenario, Missouri has enacted uninsured motorist laws as a safety net against irresponsible drivers.

Missouri Uninsured Motorist Law

The Missouri Financial Responsibility Law requires that anyone who operates a motor vehicle in Missouri have a minimum of $25,000 of uninsured motorist coverage. If you are injured by a reckless driver who does not have auto insurance, your uninsured motorist coverage will cover your injuries, lost wages, and other damages sustained in the accident. State law mandates that all insurance policies issued in the State of Missouri contain at least $25,000 of uninsured motorist coverage. Missouri’s uninsured motorist laws help to protect drivers who sustain injuries at the hands of those lacking liability insurance.

TIP: It is incredibly smart to carry uninsured motorist coverage limits in excess of the required minimum of $25,000 under Missouri Law. Serious injuries may require continuing medical treatment, prolonged lost wages, inability to work, etc. In order to fully protect yourself from uninsured drivers, it is recommended that you increase your uninsured motorist coverage to a level sufficient to fully protect yourself from unknown future risk.

Uninsured Motorist Case Overview

Drivers must remember that when they pursue an uninsured motorist claim, they are proceeding against their own insurance company. For this reason many drivers fall into the false sense of security that their insurance company is looking out for their best interests. Despite your payment of timely premiums and knowing your agent by his first name, the insurance industry is a billion dollar for-profit operation. Insurance companies did not become billionaires by paying out claims. Their profits come through one simple concept: take in more money than they pay out to injury victims.

For this simple fact, it is crucial that you seek legal representation when dealing with your own insurance company. The insurance companies have highly trained investigators who immediately go to work attempting to find evidence to use against you. The denial of your claim translates into an increased profit for their company. It is imperative that you seek an uninsured motorist lawyer capable of fighting back against corporate greed to ensure you receive full reimbursement for all of your harms and losses.

Contact an Uninsured Motorist Lawyer Today

St. Louis uninsured accident lawyer Chris Dixon has extensive experience handling uninsured accident injury claims throughout the State of Missouri. For an immediate FREE uninsured motorist case evaluation, call Christopher R. Dixon at 314-409-7060, or toll-free at 855-402-7247. Case intake specialists are standing by 24 hours a day, 7 days a week.

How can the St. Louis Uninsured Motorist Lawyers of Dixon Law help you with your uninsured motorist case?

The Dixon Injury Law Firm is the industry leader when it comes to protecting the interests of uninsured motorist victims. During an uninsured motorist case, the responsible party, their lawyers, and the insurance agencies are going to try to get you to settle for as little as possible and attempt to place as much blame as possible on you for the uninsured motorist accident. This will allow them to settle quickly and against your best interests. That’s why it is so vitally important to let Christopher R. Dixon and the St. Louis Uninsured Motorist Attorneys of Dixon Law defend your best interests against the responsible party, their lawyers and the insurance corporations.

The St. Louis uninsured motorist Lawyers of the Dixon Injury Firm have a complete understanding of the most recent Missouri and St. Louis traffic law and statutes and can use this knowledge to defend you and your loved ones during this trying time. No one should have to suffer from a uninsured motorist injury, but when it does happen, choosing an experienced and knowledgeable St. Louis uninsured motorist lawyer can ensure that you and your family are adequately compensated for your lost time and injuries, and ensure that your financial future and health are protected.

Why Should I choose the Missouri Uninsured Motorist Attorneys at Dixon Law to represent me?

Christopher R. Dixon is more than just a uninsured motorist lawyer he is a local Missouri and St. Louis resident who understands what it means to provide effective and comprehensive legal counseling to his fellow citizens who have suffered because of uninsured motorist accidents.

Chris Dixon – “I pride myself on tirelessly fighting for the injury victims who continuously trust me with their cases. It is an honor to serve and a passion which drives my existence.”

When you choose Christopher R. Dixon and the Dixon Injury Firm, you are choosing a uninsured motorist law firm that cares about you and wants to ensure that you and your family are provided for during this trying time. If you need uninsured motorist legal guidance, or want to know what a uninsured driver attorney can do for you, call or contact the Uninsured Driver Lawyers of the Dixon Injury Firm at 314-409-7060, or toll-free at 855-40-CRASH to get justice and compensation for your uninsured driver accident claim today.

Recent Case Victories

View Our Past Judgments and Settlements

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    Missouri Sexual Assault Case

    Former United States Attorney found liable for inappropriate sexual misconduct with a minor. This tragic case involved the misuse of authority and control so often seen in today’s society. Punitive damages were assessed against the ...

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    Missouri Premises Paintball Injury Case

    Paintball facility failed to provide a young child the proper safety equipment and training. After being denied proper fitting goggles, a shot from a competitor resulted in a life long eye injury and loss of ...

  • $2,000,000 Settlement
    Missouri Commercial Bus Crash

    While our client was stopped in traffic, a commercial bus rear-ended his vehicle causing catastrophic bodily injury. His injuries prevented his return to work for the remainder of his life. This federal court case was ...

  • $1,000,000 Settlement
    St. Louis Drunk Driver Hits Pedestrian With Penske Truck

    My client and his wife were volunteering to raise money for a sick friend at the St. Louis City St. Patricks Day activities. At the close of the day, a local business owner who had ...

  • $600,000 Settlement
    St. Louis Car Accident on Lindbergh Causes Herniated Disc

    A woman in St. Louis county was attempting to make a left hand turn onto Lin Ferry Road from Lindbergh on a solid green light. The incorrectly woman gambled that all traffic was clear before ...

  • $250,000 Settlement
    Missouri Premises Liability Fall (Slip and Fall)

    Our client was enjoying her birthday party at a local restaurant. As she was walking towards her table, she slipped on water which had been spilled near the exit. Our investigation revealed that the sole ...

  • $150,000 Settlement
    Missouri Commercial Truck and Trailer Accident

    Our client was enjoying her afternoon, having just been asked by her fiance for her hand in marriage, when a driver from a local construction company hauling commercial digging equipment smashed his company truck and ...

  • $100,000 Settlement
    Missouri Motorcycle Crash

    Our client was hit while walking next to a garage when the owner of the garage’s son squealed the tires of his SUV while in reverse and accelerated backwards into our client. Our client sustained ...

  • $100,000 Settlement
    Missouri Car Accident

    Our client, a passenger in the rear of her friends vehicle, was significantly injured when her friend negligently pulled the vehicle into oncoming traffic. The T-Bone collision resulted in broken bones and a significant period ...

  • $100,000 Settlement
    St. Louis Wrongful Death Settlement

    Our client’s brother was killed when he stepped into a poorly lit street attempting to cross the roadway. While not crossing the crosswalk, the speeding vehicle which claimed his life paid the policy limits of ...

  • $65,000 Settlement
    Missouri Pedestrian Accident

    St. Louis City nurse was lawfully in the crosswalk returning from lunch, when a Jeep failed to stop for the pedestrian traffic and struck 3 individuals. My client sustained damage to her cervical and lumbar ...

  • $50,000 Settlement
    Missouri Car Accident Crash

    Our client was riding in the front passenger seat of the vehicle. Driver of his vehicle failed to yield to oncoming traffic causing laceration to passenger’s forehead from impact. The scarring, while small, is now ...

  • $50,000 Settlement
    Missouri Auto Accident

    Our client was traveling to work when an automobile driver who failed to yield to her position suddenly struck her. She sustained back and neck injuries that forced her to miss a substantial amount of ...

  • $45,000 Settlement
    Missouri Dog Bite

    Local cable installer was bit by a pit-bull while responding to a service call for his employer. Client was able to pursue a worker’s compensation and premises liability claim to recover compensation for his injuries.

    ...
  • $40,000 Settlement
    Missouri Dog Bite

    Minor child receives multiple stitches to cheek after she was bitten from a dog running at large in her residential neighborhood. This child’s parents did an amazing job with medications, lotions, and creams, allowing the ...

  • $40,000 Settlement
    Missouri Low Impact Automobile Accident

    Our client’s head hit the driver’s side windshield after being struck broadside in country club parking lot. Ocular complications from the trauma included double vision, headaches, and swelling.

  • $30,000.00 Settlement
    Missouri Car Crash With Minor Property Damage

    Young driver failed to stop at sign in Chesterfield Valley Missouri shopping complex, resulting in a low impact collision. The firm and low impact nature of this collision caused my client’s body to directly absorb ...

  • Policy Limits Settlement
    Missouri Truck Accident

    Our client was riding with an intoxicated driver who drove their truck off the road and into a tree. Our client sustained life-altering injuries, which applicable insurance policies could not cover. This case illustrates the ...

Personal Injury Attorney

Legal & Injury Representation St. Louis Deserves.

Results — that's what clients expect from Dixon Injury Firm. Chris brings years of personal injury law experience to the table. Based in St. Louis, his firm provides free consultations and contingency service to the high-caliber injury and liability legal arena. Tell us about your case and we'll show you how to win.

Recent Successes

  • Policy Limits Settlement

    Missouri Truck Accident

    $30,000.00 Settlement

    Missouri Car Crash With Minor Property Damage

  • $40,000 Settlement

    Missouri Low Impact Automobile Accident

    $40,000 Settlement

    Missouri Dog Bite

  • $45,000 Settlement

    Missouri Dog Bite

    $50,000 Settlement

    Missouri Auto Accident

  • $50,000 Settlement

    Missouri Car Accident Crash

    $65,000 Settlement

    Missouri Pedestrian Accident

Get The Representation You Need Today!

Reach out to Chris Dixon for personal injury, workers compensation, product liability, and other legal services for experienced, reliable counsel and representation in St. Louis.

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