St. Louis Uninsured Motorist Lawyer
What Happens If the Other Driver Has No Insurance?
The Uninsured Motorist Claims Lawyers of Dixon Law provide the greatest level of care and legal guidance for St. Louis and Missouri residents. When you or someone you love has been the victim of a uninsured motorist accident, and you’ve suffered severe injuries and have lost work and wages because of those injuries, you need a uninsured motorist claims lawyer to protect your interests. The Uninsured Motorist Claims Lawyers at Dixon Law can guide you through your uninsured motorist accident case and see to it that you and your family are provided for during this trying time. Whether you need financial assistance because of loss of work, medical bills, or to pay for the costs of recovery associated with any injuries sustained because of the accident, Christopher R. Dixon and the Dixon Injury Firm can and will provide you with expert uninsured motorist accident legal guidance.
When you or someone you love has been in uninsured motorist accident and needs a uninsured motorist claims attorney, you need the best in the industry. Christopher R. Dixon and the St. Louis Car Accident Attorneys of Dixon Law strive to provide the best results possible. Christopher R. Dixon is recognized as a Top 100 Trial lawyer by the National Trial Lawyers Association and a Life-Time Member of the Million Dollar Advocates Forum, and when you choose Chris for your legal guidance and counseling for a uninsured motorist accident case you will be taken care of.
Are you and your family protected from dangerous uninsured motorists? All too often Missouri residents are injured by people who do not have motor vehicle liability insurance available to cover the harms and losses inflicted in an auto accident. If you are injured by another driver in the State of Missouri who does not have auto liability insurance, it is crucial that you are prepared. A lack of preparation may result in financial ruin.
If you or someone you love has been hurt or killed as a result of a crash involving an uninsured motorist, St. Louis accident lawyer Chris Dixon can help. Christopher R. Dixon is recognized as a Top 100 Missouri Trial Lawyer by the National Trial Lawyers Association and a Life-Time Member of the Million Dollar Advocates Forum.
Missouri Financial Responsibility Law
Missouri law mandates that all motor vehicle drivers carry some form of automobile liability insurance coverage. It is against Missouri law to operate a motor vehicle on Missouri roadways without liability insurance. The Missouri Financial Responsibility Law, Chapter 303 of the Revised Statutes of Missouri, governs auto insurance coverage in Missouri. Section 303.025 (1) RSMo., states as follows: “No owner of a motor vehicle registered in this state, or required to be registered in this state, shall operate, register or maintain registration of a motor vehicle, or permit another person to operate such vehicle, unless the owner maintains the financial responsibility which conforms to the requirements of the laws of this state.” In addition Section 303.025 (3) RSMo., makes it a class C misdemeanor for anyone who fails to comply with the Missouri Financial Responsibility Law. Despite the stern language and misdemeanor penalty, it comes as no surprise that many drivers continue to take the risk of driving without auto insurance. The Missouri Department of Revenue maintains detailed explanations and useful navigation of Missouri Insurance Laws.
If you operate a motor vehicle in the State of Missouri and hurt another driver, you are responsible for the harm regardless of whether or not you carry automobile insurance. However, if the uninsured driver does not have another means of reimbursing you for your harms and losses, you may have to shoulder the financial burden alone. To protect against this exact scenario, Missouri has enacted uninsured motorist laws as a safety net against irresponsible drivers.
Missouri Uninsured Motorist Law
The Missouri Financial Responsibility Law requires that anyone who operates a motor vehicle in Missouri have a minimum of $25,000 of uninsured motorist coverage. If you are injured by a reckless driver who does not have auto insurance, your uninsured motorist coverage will cover your injuries, lost wages, and other damages sustained in the accident. State law mandates that all insurance policies issued in the State of Missouri contain at least $25,000 of uninsured motorist coverage. Missouri’s uninsured motorist laws help to protect drivers who sustain injuries at the hands of those lacking liability insurance.
TIP: It is incredibly smart to carry uninsured motorist coverage limits in excess of the required minimum of $25,000 under Missouri Law. Serious injuries may require continuing medical treatment, prolonged lost wages, inability to work, etc. In order to fully protect yourself from uninsured drivers, it is recommended that you increase your uninsured motorist coverage to a level sufficient to fully protect yourself from unknown future risk.
Uninsured Motorist Case Overview
Drivers must remember that when they pursue an uninsured motorist claim, they are proceeding against their own insurance company. For this reason many drivers fall into the false sense of security that their insurance company is looking out for their best interests. Despite your payment of timely premiums and knowing your agent by his first name, the insurance industry is a billion dollar for-profit operation. Insurance companies did not become billionaires by paying out claims. Their profits come through one simple concept: take in more money than they pay out to injury victims.
For this simple fact, it is crucial that you seek legal representation when dealing with your own insurance company. The insurance companies have highly trained investigators who immediately go to work attempting to find evidence to use against you. The denial of your claim translates into an increased profit for their company. It is imperative that you seek an uninsured motorist lawyer capable of fighting back against corporate greed to ensure you receive full reimbursement for all of your harms and losses.
Contact an Uninsured Motorist Lawyer Today
St. Louis uninsured accident lawyer Chris Dixon has extensive experience handling uninsured accident injury claims throughout the State of Missouri. For an immediate FREE uninsured motorist case evaluation, call Christopher R. Dixon at 314-409-7060, or toll-free at 855-402-7247. Case intake specialists are standing by 24 hours a day, 7 days a week.
How can the St. Louis Uninsured Motorist Lawyers of Dixon Law help you with your uninsured motorist case?
The Dixon Injury Law Firm is the industry leader when it comes to protecting the interests of uninsured motorist victims. During an uninsured motorist case, the responsible party, their lawyers, and the insurance agencies are going to try to get you to settle for as little as possible and attempt to place as much blame as possible on you for the uninsured motorist accident. This will allow them to settle quickly and against your best interests. That’s why it is so vitally important to let Christopher R. Dixon and the St. Louis Uninsured Motorist Attorneys of Dixon Law defend your best interests against the responsible party, their lawyers and the insurance corporations.
The St. Louis uninsured motorist Lawyers of the Dixon Injury Firm have a complete understanding of the most recent Missouri and St. Louis traffic law and statutes and can use this knowledge to defend you and your loved ones during this trying time. No one should have to suffer from a uninsured motorist injury, but when it does happen, choosing an experienced and knowledgeable St. Louis uninsured motorist lawyer can ensure that you and your family are adequately compensated for your lost time and injuries, and ensure that your financial future and health are protected.
Why Should I choose the Missouri Uninsured Motorist Attorneys at Dixon Law to represent me?
Christopher R. Dixon is more than just a uninsured motorist lawyer he is a local Missouri and St. Louis resident who understands what it means to provide effective and comprehensive legal counseling to his fellow citizens who have suffered because of uninsured motorist accidents.
Chris Dixon – “I pride myself on tirelessly fighting for the injury victims who continuously trust me with their cases. It is an honor to serve and a passion which drives my existence.”
When you choose Christopher R. Dixon and the Dixon Injury Firm, you are choosing a uninsured motorist law firm that cares about you and wants to ensure that you and your family are provided for during this trying time. If you need uninsured motorist legal guidance, or want to know what a uninsured driver attorney can do for you, call or contact the Uninsured Driver Lawyers of the Dixon Injury Firm at 314-409-7060, or toll-free at 855-40-CRASH to get justice and compensation for your uninsured driver accident claim today.