How Much Is My Truck Accident Worth?

By Chris Dixon


If you’ve suffered injuries or lost a family member due to a commercial trucking accident, you’ve come to the right place. In this section of our firm’s FAQ, we’ll discuss how much your truck accident claim is worth and how to get the highest amount of compensation for your injuries.

Most Common Truck Accidents

According to the Federal Motor Carrier Safety Administration, nearly half of all road accidents involve large trucks colliding with passenger vehicles (SUVs, pickups, vans, and sedans).

The majority of commercial truck accidents occur due to the truck driver’s error, not the victim. The most common types of truck accidents include:

  • Speeding
  • Illegal maneuvers
  • Inattention
  • Driver fatigue
  • Unfamiliarity with roadway
  • Interrupting traffic flow
  • Truck defects
  • Over-the-counter drug use

A very small percentage of truck accidents are linked to alcohol or illegal drugs. Usually, when a truck hits a car, it’s because the driver is in a strange environment and smaller vehicles react just as poorly. Other common truck accident claims stem from wet or icy road conditions, cell phone use, failure to remain in the proper lane, overcorrecting, and drowsiness.

Damages You Can Receive After a Truck Accident

Like most truck accident cases, you can claim damages for a number of different reasons. Here’s a brief list of the different types of compensation you can win in truck accidents:

  • Current and future accident-related medical expenses and rehabilitation
  • Any property damage done to the vehicle or other posessions.
  • Lost wages and the loss of future earning potential
  • Pain and suffering due to long-term physical and emotional damage
  • General damages such as pain and suffering, loss of consortium, and loss of companionship
  • The severity and implications of your injuries

Proving Negligence in a Truck Accident

A commercial truck driver isn’t always the at-fault driver, but when they are, the damage can be catastrophic. Proving negligence is the overall goal of a truck accident lawyer. You determine negligence by determining who is at-fault with provable evidence.

The amount of compensation you can get in a truck accident varies. It’s based on general and special damages but, keep in mind, you may be able to sue the driver’s employer. The damages you can claim are based on the above bullet point list, though there are other factors at play. If an insurer refuses to pay and the claim escalates to a case, a jury might find a victim’s injuries or the implications of those injuries to be worth much more than originally proposed in a demand letter.

How Do You Settle a Truck Accident Claim?

The first step is to submit a demand letter to the driver’s insurer and/or employer. The demand letter should include any financial damages you’ve suffered due to the accident (medical bills, lost time at work, etc.) on top of why the negligent party was the at-fault driver. The insurer may accept your offer, send a counteroffer, or ignore you entirely.

Don’t accept the first offer an insurance company gives you. If your initial claim is low, insurance companies or the at-fault person will take advantage and might just pay it. It’s important to contact a St. Louis truck accident attorney as soon as possible to make sure you get the maximum reimbursement. The Dixon Injury Firm specializes in commercial trucking accidents and other auto accidents that result in serious injuries or death.

Will I Need a Lawyer?

If you or a family member have been injured by a commercial truck, it’s very important to call a local traffic accident lawyer as soon as possible. With an experienced lawyer, truck accident victims are in a much stronger position. They know how to talk to big insurance companies, can help you with demand letters and file claims, and take a case through court. You can contact the Dixon Injury Firm today for more information and a free case review. We’ve won more than $35 million for victims and their families in the Greater St. Louis area.

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