Payouts for Bodily Injury Claims
By Chris Dixon
If you suffered injuries in an accident, you are likely worried about how you are going to cover medical expenses, property damage, and other expenses from the accident. If another person’s carelessness caused the accident, you can file a claim against their insurance policy to recoup a bodily injury payout for your losses from the accident.
Common Bodily Injury Claims
There are several ways that another person’s negligence could cause injury or financial damages to another person. Most of the time, bodily injury claims involve one liable party, but in some circumstances, there can be several people at fault. Regardless of who is at fault in an accident, whether or not you can file a claim against the other party depends on your state’s personal injury laws and statute. In some state’s, only the non-liable party can receive compensation for their bodily injury claim. But, in others, such as Missouri, all parties involved can recover compensation equal to their percentage of fault in the accident.
Bodily Injury Payouts
Filing a bodily injury claim after a car accident or dog bite attack can recover two different types of damages: general and “special” damages. General damages include medical expenses, property damage, and loss of income that you suffered in the accident, while “special” damages pertain to mental, emotional, and physical distress damages that resulted from your injuries.
90% of bodily injury settlements are retrieved outside of court through negotiation and mediation between the victim’s insurance company and the negligent party’s insurer. Factors that the insurer considers when calculating your payout include who’s liable, what caused the accident, the extent of your injuries, and if there’s proof of the person’s negligence. The average bodily injury payout for car accidents in Missouri is upwards of $10,000, with liability insurance limits ranging between $10,000 to $25,000.
How Can a St. Louis Bodily Injury Lawyer Recover a High Settlement for my Case?
If you suffered severe injuries in an accident, a Bodily Injury Lawyer in St. Louis can offer an outlook for your claim. An experienced lawyer knows the ins and outs of your state’s legal system and can create a compelling claim for your case to recover a high settlement.
If you have involved in a catastrophic accident and need help pursuing a bodily injury claim, call (314) 409-7060, 855-40-2724 (toll-free), or contact the Dixon Injury Firm now for a free case review with our St. Louis Personal Injury Lawyers.